Credit Cards Online Casinos

Credit cards are one of the very popular methods used by most American players to deposit money into online casinos. Some online casinos have started to ban online credit card transactions but many still accept them. Sometimes it can feel like a hit or miss on which credit cards are accepted and where. The key reason that some credit cards are not allowed is because of the UIGEA of 2006 that in a round about way states that online gambling is illegal in the US. Some online casinos that allow credit cards have started putting limitations on the amounts that can be deposited via credit card so it won’t flag the credit card company. The other way around flagging the credit card company is to put a 3rd party name on the transaction to somewhat “fool” the credit card companies.

Overall, credit card transactions are a great option for USA gamers if the online casino allows it and you can make it happen. It’s a trial and error process a lot of times but once you find a credit card that works you might want to stick with that online casino for a while.

Opening a Credit Card Account
So you are ready to open a credit card account. The first step is to choose which credit card to apply for. There are many out there but the key ones are VISA, MasterCard and American Express. VISA probably has the highest success rate working with online casinos followed by MasterCard. Most American Express cards are not accepted at online casinos these days. So once you decide which card you want you need to apply for the card. Typically you just fill out a credit card application online or in the mail and send it back it. Once your application is approved you will be given a credit limit for this card. Shortly you will be mailed your credit card(s) and you will need to take a few minutes to “activate” the credit card.

Now that the credit card is activated you are ready to get it setup at your online casino. Typically the online casino will have a place where you can add a new “credit card”. You can enter in your credit card information, typically the number, expiration date, and 3 digit code on the back. After your card is added you are able to attempt to deposit money into your online casino account with your credit card. Sometimes it will be denied right away and sometimes you can deposit without a problem. Give a few credit cards a try and see which ones work the best for you.

Requirement Details and Verification
One thing we didn’t mention above is the verification process that most online casinos require you to go through before using a credit card online. You typically have to fax or email and ID that contains your picture and signature. Sometimes online casinos require more information such as a utility bill or something else along those lines. After sending in this information the customer support will verify that the person attempting to use the credit card is actually you. This can often time take days or even up to a week. At some online casinos they can complete this tasks in a few minutes to an hour if you bug the customer support agent.

Other things to keep in mind when using a credit card online are the limits that are in place at a given online casino. Some online casinos have limits such as $2000 max deposit in any given week. Or things such as a max of one credit card deposit in a 24 hour time span. These are to protect the customer from credit card fraud. The credit card company itself might even have limitations that they have placed on the card so know your details before you start using the credit card.

Fees to use Credit Cards
Some credit cards or online casinos might have fees when using them. A lot of times the credit card won’t have any fees associated with it unless you don’t make your payment on time. Then late fees and interest fees will come up. Online casinos may have a fee to use a credit card to deposit money though. Be sure to read the terms and conditions at each online casino to find what sorts of fees apply to credit card transactions.

Restrictions
Due to the legal problems the United States players are having with online gambling – some credit card transactions will be restricted in the US. In other countries this may be perfectly acceptable. If you find that credit card transactions have to many restrictions on them look at some of our other 3rd party options and find another way to deposit money into your online casinos.